that's a first I was hoping not to have happen again

[smileyeagle1021]

:cry: yesterday for the first time sense moving to salt lake and having a steady job that I bounced a check :cry:

OK, so I bounced a few checks when I was living in Logan and only worked about half the time (if I was lucky)... but damnit those times were supposed to be behind me... and the worst part is that I had the money... I just wasn't keep track of where it was and wrote a check out of the wrong account. Thankfully sense both accounts are with the same bank they just transferred money from one to the other and charged $5 overdraft protection fee instead of the $30 returned check fee... but that still sucks that it is going to be reported on my credit now.

Can y'all tell that this has been one of those weeks?

[Saydrah]

Are bounced checks really reported on your credit even if you have overdraft protection and have your accounts linked together for that purpose? I did not know that. If so, it's can't be a very big hit, since you DID have the money and took the time beforehand to set up overdraft protection.

Don't feel too bad. I went on a road trip in early October last year and ended up with overdrafts of over $500! :eek: Couldn't be bothered to keep tabs on my account while having fun on vacation and didn't realize a deposit I was expecting hadn't been posted! I had the money, same thing, but it was in my savings account. I came home to lots of little white overdraft notices in the mailbox :( but I straightened it out and everything was fine. The teller at the bank giggled when I told her the story, though, and said she did something similar once.