Scary fast storm

[Crossbow]

A friend of mine posted this to his Twitter account. His parents' house got hit by a freak microburst storm a few days ago. Their security cameras caught the storm as it knocked down part of a large cherry tree... right onto his mother's car.

https://www.youtube.com/watch?v=tkcu...ature=youtu.be

[sms001]

That was crazy! Out of nowhere. (For those interested in just car smooshing action, 5:50 )
Tree looked pretty healthy too.

[Chromatix]

Near the end of the video, they mention that it had previously been struck by lightning. It's possible that resulted in some weakening.

[Teefies2]

Was this in North Carolina by any chance? Cause we have had several such microbursts in the past week.

[Crossbow]

Was this in North Carolina by any chance? Cause we have had several such microbursts in the past week.

As far as I know it was up in the NYC area.

[taxguykarl]

Wow. Glad to see no one was injured. Tell me they're insured for that sort of thing.

[Crossbow]

Wow. Glad to see no one was injured. Tell me they're insured for that sort of thing.

I don't know for sure. Friend didn't say anything about them being out money. I could see insurance saying "Act of God" (it certainly qualifies) and not covering it, but I think most homeowners' policies would cover this kind of thing.

Then again, I've never been in the position to find out. *knocks on wood*

[Chromatix]

I think the "Act of God" clause applies to large-scale natural disasters, rather than a localised storm which causes damage to only a few items of property. It's the same reasoning behind the typical exclusion of war damage.

[taxguykarl]

On most auto policies, that would be comprehensive coverage.