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Finance charges are like incest!

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  • Finance charges are like incest!

    I do customer service for a credit card. The biggest thing to note about our card is that we offer no interest no payments for six months on any purchases 299 or more. That catch is, you have pay to the amount off in full or you'll get charged all the back interest from the 6 mo or 12 mo if you bought it at the right time. Needless people somehow always manage to miss that part. And this guy took the cake. He of course, had had a promotion expire (that's what we call the 299+ deals) and was utterly livid. The call went approx something like this.

    Dr: supposedly one anyways
    M: me

    M: Thank you for calling blah blah this is Rosakala speaking may I have your name please?
    Dr: Dr High and Mighty
    M: Thank you and how can I help you today?
    Dr: Why have I been charged these finance charges? Rant rant whine whine, Did I mention I was a doctor? Do you know how smart that makes me? These finaces chrges are an abomination! Oh was that word to big for you, do I need to explain what it means?
    M: (Annoyed but still calm) No sir my vocabulary is just fine thank you. Now sir you -
    Dr: No, no, you listen to me these finance charges are an abomination of the greatest sin akin to incest! Take those finances charges off or I'll close my account. *click*
    M: I hit the aftrcall button so fast after I realized the idiot had hung up and promptly laughed myself silly. And since the customer hung up on me no finance charges were adjusted.
    "I try to take reality one day at time, but sometimes several days attack me at once."

  • #2
    Ah-wuh?

    Finance charges can be compared to fucking your sister now?

    Now I have to go into work and count things with a broken brain. Thanks for that.
    Knowledge is power. Power corrupts. Study hard. Be evil.

    "I never said I wasn't a horrible person."--Me, almost daily

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    • #3
      Never having participated in an act of incest, I rarely compare it to anything.
      "Always stand near the door." -- Doctor Who

      Kuya's Kitchen -- Cooking, Cooking Gadgets, and Food Related Blather from a Transplanted Foodie

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      • #4
        Actually those terms are pretty sucky. But he has no-one to blame but himself for not reading the terms carefully enough.

        Which I guess is kind of like incest, if you don't check out who you are boinking carefully enough.

        "Are you my sister?"
        "Er, no."
        "Mother?"
        "What? No!"
        "Aunt, cousin or other relation?"
        "NO!"
        "Great, get your kit off."
        "I can tell her you're all tied up in the projection room." Sunset Boulevard.

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        • #5
          Wow...finance charges = incest . I don't get it. But obviously the "Dr." didn't and was just trying to sound high and mighty to get his way...which FAILED!
          I don't get paid enough to kiss your a**! -Groezig 5/31/08
          Another day...another million braincells lost...-Sarlon 6/16/08
          Chivalry is not dead. It's just direly underappreciated. -Samaliel 9/15/09

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          • #6
            Quoth cinema guy View Post
            Actually those terms are pretty sucky. But he has no-one to blame but himself for not reading the terms carefully enough.

            Which I guess is kind of like incest, if you don't check out who you are boinking carefully enough.
            Great. You broke my brain. With laughter, but broke it, still.

            Just because you can jokingly come up with this kind of stuff, I think that some people actually think along those lines.

            If you bend reality enough, you can make a great joke. If they bend reality enough, they'll manage to make it fit their own botched frame of mind, rather than the other way around.

            Ack.
            "I am not able rightly to apprehend the kind of confusion of ideas that could provoke such a question."

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            • #7
              I would say that if you want to equate finance charges to a sin - try gluttony (on the creditors part - can't get enough of my money!) But incest?

              You know, it took a minute, but I think that did short circuit a brain wave. I think I heard something pop. Yeah. Something popped and now I smell something burning...
              "I'm still walking, so I'm sure that I can dance!" from Saint of Circumstance - Grateful Dead

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              • #8
                "...these finance charges are an abomination of the greatest sin akin to incest!..."


                Yeah, well who's, your Daddy now Doc?
                "All I've ever learned from love was how to shoot somebody who out-drew ya"

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                • #9
                  huh. I thought it would be a sin like usury.

                  I never thought of the the backlash of the x mos without charge. Paranoia- doesn't mean they're *not* out to get ya.

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                  • #10
                    "Look at me! I'm a doctor! Do what I say! Wooooooooooo!!!!!!!!!!!!!"
                    Excuse me, good sir paladin, can you direct me to your EVIL district?

                    http://www.dywhcomic.com

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                    • #11
                      kinda makes me wonder who's going to get mr Piled Higher & Deeper next.
                      and how many times it'll take him to realize that trying to be obscene doesn't actually get him what he wants.

                      And... oh the irony... a doctor tries to insult your intelligence by asking if you know simple words
                      while he himself hasn't yet mastered the ability to actually read his credit card policy.
                      What did he do, mail in 2 boxtops for his degree?

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                      • #12
                        Quoth PepperElf View Post
                        What did he do, mail in 2 boxtops for his degree?


                        Well, there's plenty of internet schooling now...I wouldn't be surprised if a few of those online colleges weren't reputable.

                        This guy isn't smart if he thinks he can get an interest free loan from the card company either. Um...duh there's a catch buddy.

                        If you want to disappoint the card company, you pay back the full amount before the end of the term so they don't GET any finance charges off of you. Less profit for them.

                        If you want to flat out piss the card company off and possibly drop your credit score, see what happens when you DON'T pay off the legit finance charges.

                        I think he has his doctorate in idiocy.
                        I will not shove “it” up my backside. I do not know what “it” is, but in my many years on this earth I have figured out that that particular port hole is best reserved for emergency exit only. -GK

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                        • #13
                          Quoth PepperElf View Post
                          What did he do, mail in 2 boxtops for his degree?
                          I found one in a box of CrackerJacks once!
                          "I'm still walking, so I'm sure that I can dance!" from Saint of Circumstance - Grateful Dead

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                          • #14
                            Quoth Rosakala View Post
                            Dr: Why have I been charged these finance charges? Rant rant whine whine, Did I mention I was a doctor? Do you know how smart that makes me? These finaces chrges are an abomination! Oh was that word to big for you, do I need to explain what it means?
                            M: (Annoyed but still calm) No sir my vocabulary is just fine thank you. Now sir you -
                            My responses are as follows:

                            1. "My my, you certainly are a condescending little prick aren't we?"

                            2. "My vocabulary is just fine. Oh, were those words too big for you, meaning vocabulary and condescending? Do I need to explain what they mean?"

                            I'm a big believer of the Golden Rule. Treat others as they treat you. What an assclown!

                            YOU FAIL!!!
                            I don't have an anger problem! I have an idiot problem!-Hank Hill

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                            • #15
                              Quoth Rosakala View Post
                              Dr: No, no, you listen to me these finance charges are an abomination of the greatest sin akin to incest! Take those finances charges off or I'll close my account. *click*
                              Who wants to bet this guy is some kind of religious fanatic? Normally I have nothing against religious people... but...
                              MMO Addicts group

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