check lady

[klhanson]

I can finally post about this. I work for the mart of wal and when you're writing a check you can write it for $20 over. Well this particular woman would come in every day and buy 4-5 items and write a check for each individual item for $20 over and she would do this multiple times a day.

Last week she came in and did this and got over $500 back in one day and all of her checks bounced from that one day. The police got called and now she's being prosecuted.

She was always kind of polite.. but it was always a long process to ring up each item individually.

[Bright_Star]

I thought that Wal-Mart had system in place where IF you write a certain number of checks in a day & you go over that amount that you can't write anymore checks for that day?

[BowserKoopa1]

I worked for them not too long ago, and I would have people do the same thing with their credit cards to get the maximum amount of cash back they possibly could. Part of me is a little glad I don't work there anymore, as I am still sick and tired of everyone treating us like the First National Bank of Walmart
Checks are so unreliable anymore nowadays, too many checks bounce. I think it might be a very good idea for stores to stop accepting checks altogether. I don't see how anyone can even pay in checks at a store these days. Credit cards and cash are a whole lot faster, and you don't gotta worry about the checks bouncing.

[TechieGirl87]

I personally hate it when people do that. Not only is it utterly annoying but it zaps up your time from helping other people -- especially when you end up being the only person in that area at any given time.

[cindybubbles]

I'd rather she get a debit card than write checks, if she wants to get cash back.

[b2addm]

I despise checks. I give them their total and then see them pulling out the damn checkbook and I have to put on my blank face to hide my internal GRRRRR...it takes sooooo looooong to do those cursed things. Way more time than I should be required to spend in this persons presence because most of these people suck.

[Jester]

The only things I even use checks for anymore are rent and the electric bill. I pay my other utilities either in cash or with my check card, and I would do the same with the electric bill, but the local electric company charges a 2.5% "convenience" fee if you use a card rather than a check or cash. Considering the fact that our electric bill is our largest utility bill, often being more than all of our other utilities combined, I am NOT going to give them extra money when I don't have to.

But yeah, for the most part, checks are becoming more and more obsolete. Just a matter of time before most apartment complexes allow rent payment online and/or via cards.

[Akasa]

I have a check book, and use it when I'm unable to transfer my rent into my room mate's account. (I pay him, then he pays his sister who owns the apartment.) He has an account at a sister credit union and while my credit union branch was preparing to move they were unable to do transfers between the branches. Now that they've moved I can transfer money directly again. Aside from that I don't use checks.

[Estil]

The only things I even use checks for anymore are rent and the electric bill. I pay my other utilities either in cash or with my check card, and I would do the same with the electric bill, but the local electric company charges a 2.5% "convenience" fee if you use a card rather than a check or cash.

You think that's bad? I've had more than one place want $15 extra for get this, paying a bill over the phone!! Oh they'll take your payment by snail mail or online for free but for some inexplicable reason they want to charge a huge fee just for paying over the phone? I would've thought if anything the snail mail way would be more expensive seeing as how it involves more paperwork and in the case of check payment, more risk.

[Lady_Foxfire]

At my store we have an electronic check scanner; the customer fills out the check, we stick it in the scanner, and it withdraws the funds instantly, just like it was a debit card. It still takes longer than paying with a credit card or cash, but there's no risk of the check bouncing.

Also, we don't do cash back. I'm not entirely sure why, but I assume it's to make it easier for us to comply with the policy about not having more than $200 in the drawer. If I had a dollar for every time a customer threw a fit about it...

[DGoddessChardonnay]

The only things I even use checks for anymore are rent and the electric bill. I pay my other utilities either in cash or with my check card, and I would do the same with the electric bill, but the local electric company charges a 2.5% "convenience" fee if you use a card rather than a check or cash.

Sounds like the electric company in my area . . . can't remember the online user ID and password and they can't get it reset (been almost a decade since I last paid online) so I end up paying the electric by check. And to pay by check at any convenience store that accepts payments charges a $1.50 cash fee, which is cheaper than the 3% or so that they will charge for you to pay by phone using check or credit card.

And our water service charges a "convenience" fee for online payments, so it's easier for me to run a check by there once a month

So that's two reasons I still use checks . . . and now our realty company is taking online payments too, but b/c their office is maybe less than 10 minutes from the house, it's just as easy to drop off a check in person.

[Grendus]

Back when I was a cashier for Mal-Wart we had the e-check readers as well. As a general rule, if someone under the age of 40 tries to write a check, it won't go through. If they try to write a check for a large number of electronics and other easy-to-move goods, it won't go through. Held for about 85% of my check transactions.

I really hated the people who would try to withdraw hundreds of dollars in cash back from my registers after midnight. Even worse, some of them would have the gall to ask for it in a specific denomination. I had one "lady" leave in a huff because I refused to give her $100 in 5's. Another time I had to log into 5 or 6 of the empty registers to give a couple all of their cash. Go to a bank people!

[mhkohne]

You think that's bad? I've had more than one place want $15 extra for get this, paying a bill over the phone!! Oh they'll take your payment by snail mail or online for free but for some inexplicable reason they want to charge a huge fee just for paying over the phone? I would've thought if anything the snail mail way would be more expensive seeing as how it involves more paperwork and in the case of check payment, more risk.

I suspect that's actually intended to stick it to the ones that like to pay at the last minute. Darned annoying.

[Sapphire Silk]

I pay the Orkin guy with a check every other month, and the guy who cuts my lawn. Other than that I don't checks, but it is great to be able to do it from time to time.

But practically every store I go to these days except Wally World refuse to take checks.

[Teefies2]

I still use checks, and no, I'm not a dinosaur (well maybe a little bit of a dinosaur - I'm 55).

Here's why ...
My husband pays all of his bills online and also has online banking. I cannot tell you how many times his account has been hacked. Granted, he's probably not as diligent as he should be with passwords and such, but it scares me.

I pay all of my medical bills, utility bills, credit card bills, etc. by check. I do have a debit card, and I use it for daily purchases such as lunch at a fast food place or groceries, it keeps me from having to go to the bank to carry cash. I also use a check when it's the night before my paycheck gets deposited - I'm talking 8 -10 hours before, not days. I know, I know, that's technically writing a bad check, but my check never clears before the paycheck gets deposited and there are times we need something, like milk, that can't wait.

Does that make me a bad person? I don't think so. It makes me one of the thousands or millions who are living paycheck to paycheck. I just throw this out there so that some of you can understand why there are still those of us who use checks. By the same token, I work retail and I can totally relate to the "oh shit, they writing a check" feeling. I'm not one of those ... I write my check out before I get to the register, except for the amount, and I have ID out and ready to hand over.