I don't think the bank would press charges against her, even if her actions warranted it. If Betty goes to jail, her business would close, and there would be no income to pay for the loan.
No matter what you hear about banks foreclosing on people's houses, it's not a good thing for the bank. There's huge fees that banks have to pay during a foreclosure, and especially on a business, the foreclosure process can take a long time - over a year sometimes. And the smaller the bank, the more that eats into their profits.
In order to acheive harmony, one must know which strings to tune.