*just something I needed to get off my chest......not really asking for advice or anything, but if anyone has been in a similar situation, I'd be much interested to hear how you handled it)
To give some background info - it's been around ten years since I last went to the dentist, partially due to financial issues and lack of insurance, but also because I'd become VERY cavity-prone as an adult. (last dental exam, I had 30+ cavities, and although they all got fixed, I'm really paranoid about that happening again)
Anyways, I'm needing to get restoration work done on one of my back teeth, and am a bit concerned about being able to pay for it. My income and credit score aren't high enough to qualify for Care Credit or other financing options, and I hate to have to piggyback on my mom's credit history. (although I think she'd be willing to help me out with this) And whil this office does have a "reduced fee" program, things like crowns/root canals (which is what I'll probably need) are still a bit expensive.
I do have some savings in the bank, but I'd get charged a "withdrawl penalty" for taking anything out before the CDs are up for renewal, but that might be the only way I can get this done.
To give some background info - it's been around ten years since I last went to the dentist, partially due to financial issues and lack of insurance, but also because I'd become VERY cavity-prone as an adult. (last dental exam, I had 30+ cavities, and although they all got fixed, I'm really paranoid about that happening again)
Anyways, I'm needing to get restoration work done on one of my back teeth, and am a bit concerned about being able to pay for it. My income and credit score aren't high enough to qualify for Care Credit or other financing options, and I hate to have to piggyback on my mom's credit history. (although I think she'd be willing to help me out with this) And whil this office does have a "reduced fee" program, things like crowns/root canals (which is what I'll probably need) are still a bit expensive.
I do have some savings in the bank, but I'd get charged a "withdrawl penalty" for taking anything out before the CDs are up for renewal, but that might be the only way I can get this done.
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