It's a little of both to be honest, though it seems to vary quite wildly these days.
I did a little digging around out of curiosity, some people seem to remove the clause but only AFTER the dispute period has passed (I believe in the case of paypal it is 45 days?), others simply keep the clause in for their own safety since they do not know what clauses the bank/credit card company the client is with has.
I did a little digging around out of curiosity, some people seem to remove the clause but only AFTER the dispute period has passed (I believe in the case of paypal it is 45 days?), others simply keep the clause in for their own safety since they do not know what clauses the bank/credit card company the client is with has.
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