So my Paypal account got broken into the other day (I suspect that "Widgi" crapware had something to do with it). Five "You have purchased a shipping label" emails when I got home. Apparently I sent women's clothes, T-shirts, a used laptop, and something called a "heat floor" to Russia. Paypal doesn't let you dispute payments sent to USPS, or at least doesn't make it easy. The only thing they would let me do is void the labels; I did so but one still entered the USPS system 12+ hours AFTER I 'requested' a void. I also printed off the transaction detail pages just in case they 'go away'.
One charge drained my PP balance, the next two hit a linked bank account (luckily not my main account and I don't keep much in there; I was able to get ahold of someone in the ACH department just as the transactions arrived to be processed). They're going to send me paperwork, let the charges go through (I will receive an initial credit for the overdraft fee) and then they will go to Paypal with the paperwork. As soon as I mentioned Paypal, the rep said that I would have more leverage if the charges were allowed to clear and I submitted the signed fraud affadavits; he told me that a lot of people simply stop payment (which would be interpreted by Paypal as I did authorize the charge but didn't want to pay it this month and to keep trying).
Three of the charges tried to hit a credit card; the card company actually called me while I was looking at the transaction details. Those were frozen and I got a new card (I am keeping a close eye on that account to see if they pop up again). I also filed a complaint with the postal inspectors for all the generated shipping labels; someone suggested filing police/IC3 reports as well.
At this point I could care less if Paypal smacks me for going over their heads; they need to stop trying to police everything. From their own forums I wasn't the only one who got stung by this scam. Of course I changed my passwords for all accounts involved.
One charge drained my PP balance, the next two hit a linked bank account (luckily not my main account and I don't keep much in there; I was able to get ahold of someone in the ACH department just as the transactions arrived to be processed). They're going to send me paperwork, let the charges go through (I will receive an initial credit for the overdraft fee) and then they will go to Paypal with the paperwork. As soon as I mentioned Paypal, the rep said that I would have more leverage if the charges were allowed to clear and I submitted the signed fraud affadavits; he told me that a lot of people simply stop payment (which would be interpreted by Paypal as I did authorize the charge but didn't want to pay it this month and to keep trying).
Three of the charges tried to hit a credit card; the card company actually called me while I was looking at the transaction details. Those were frozen and I got a new card (I am keeping a close eye on that account to see if they pop up again). I also filed a complaint with the postal inspectors for all the generated shipping labels; someone suggested filing police/IC3 reports as well.
At this point I could care less if Paypal smacks me for going over their heads; they need to stop trying to police everything. From their own forums I wasn't the only one who got stung by this scam. Of course I changed my passwords for all accounts involved.
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