Entitled to my tiny retail salary? (long)

[Der Cute]

Ralerin:
I'm going to be logical and blunt. Forgive me.
Pros at the moment:
Shelter over your head
Food in your tummy
You have a steady-ish income (not assuming you will be employed forever due to economy)

Cons:
Emotional Abuse/Bullying
Surrounded by greed
Negative thoughts in your head from their behavior and your stress from $ (guilt and frustration)
Your own stress of income levels.

Solve?
Move from location/house
Assert self to deflect their comments (oh wow. Hm. I'm sorry. What a mess! I have to go.)
Accept the money will never be seen again. (they have entitlement issues)
Accept that your "help" (nudge towards assistance, ideas, thoughts) will not be used.
Get started on paperwork/legwork to stall or decrease loan payments (contact bank/loan people. May need copy of paystubs and bank statements.)
Get started on legwork to move out. (hostel, friend, room?)
Get 2nd job, stay away from house more?
Get PO box, make it easier for mail if you couch surf.
Make sure you take PC or your info is saved somewhere. Not on the machine if it stays.
Make sure none of the bills are in your name. (People will put other SSNs on bills as co-payers or such to let the account start)
Get food stamps, start container garden, use food bank (for yourself) That will save cash on your end to save up for moveout or something.
Keep cash away from household.
Go through clothing/room/possessions and start the Keep Toss Donate job. Thin the herd, much easier to take what you need. This household will implode, storage is not feasible here.(when packing boxes, write on sides and top)
If you have car, do your best to make sure it's in decent health. I know, that costs money. Barter or trade if you have to. You're gonna have to hustle (not speed, bargain) to get better in this situation. Logic here: if you leave with car, and it breaks, you might have to go back. Do Not Want.

This is some serious shit I'm talking about. I've had to do this too many times, I've moved a lot and have had to improve my money management. it's hard to change so much; but I think you'll need to do quite a few of those to get what you need.

[ralerin]

Quoth Der Cute

Ralerin:

Get food stamps, start container garden, use food bank (for yourself) That will save cash on your end to save up for moveout or something.
Keep cash away from household.
Go through clothing/room/possessions and start the Keep Toss Donate job. Thin the herd, much easier to take what you need. This household will implode, storage is not feasible here.(when packing boxes, write on sides and top)

All of you are forgiven.

I applied for foodstamps a little while ago and the application was rejected before it hit the person in charge's desk because I make too much money. Apparently they don't take the $50,000 in student loan debt or the me paying $400/month for medicine and chiropractic visits. Yet I get free care through <hospital> because I don't make enough money. I can starve but at least my medical bills won't cost me zillions!

And you must have read my mind about Keep/Toss/Donate. I wonder what I can do with the literally 20 boxes of books I've collected over the years, besides donation or sell online; I'd like to get some money back for those books and no one is biting through ebay much.

[Elspeth]

Quoth ralerin

All of you are forgiven.


And you must have read my mind about Keep/Toss/Donate. I wonder what I can do with the literally 20 boxes of books I've collected over the years, besides donation or sell online; I'd like to get some money back for those books and no one is biting through ebay much.

Also try Half.com and if you have a half price books in your area they will buy a lot of books and donate the rest.

[tech_monkey]

You're in a bad way, but there is always light at the end of the tunnel.

Look into low income housing in your area. It's usually not great, but it beats the street. They should be able to work within your income. There are charities that are able to help with bills and such as well.

Reapply for food stamps. You should be able to show your loans and medical expenses on the application.

Talk to your loan agency. You should be able to lessen or refinance your loans to a lower payment, lower interest rate or both; the caveat there is it will take much longer to pay them off.

If you are able to get generic meds, that can help a lot with the cost. Talk to the Doctor and Pharmacist.

Used book stores might be able to take your books, for an amount you will likely cry over. But if you can't take them then they are no help either.

All in all, bug out while you can. A bike or scooter could work for you if there is no car and public transport can give lowered fairs if you have a low income.
Good luck.