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  #11  
Old 12-06-2017, 11:37 PM
Mental_Mouse Mental_Mouse is offline
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Quoth Ghel View Post
I wanted to, but while I was talking it over with my supervisor, he said that it wouldn't be appropriate for the bank to suggest he needs that sort of help. So I didn't.
Argghh. He's already admitted he has that sort of problem. To not give him at least that much advice is pretty much declaring that it's no skin off the bank's nose if he bankrupts himself and probably his family. I call that malign indifference, framed as bank policy.

  #12  
Old 12-07-2017, 12:44 AM
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I don't think it's the bank's place to suggest mental health treatment. I side with the supervisor.
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  #13  
Old 12-08-2017, 04:28 PM
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Quoth CyberLurch View Post
He'd have ripped through that money in less than an hour and probably ended up three times as much in debt. The tragedy is he doesn't look at it that way.
The first is true, the second probably isn't, which only compounds the tragedy.

Many compulsive gamblers know they are very unlikely to ever get back to even. The win is not what motivates them. I've seen someone with a compulsive gambling problem hit a big jackpot -- a sum that would have me jumping up and down, laughing like a loon and then Googling "Ford Mustang" -- but their reaction was flat, almost cynical. Like they knew that money would be gone, and quickly .. and then some.

It's a wickedly tough addiction to kick because logic just doesn't work on them.

  #14  
Old 12-08-2017, 04:32 PM
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some states also have their own agencies for treating gambling addiction.
In Illinois, there is some regulation requiring a disclaimer to that effect for casino and lottery ads: Gambling problem call 1-800-GAMBLER.
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  #15  
Old 12-08-2017, 05:47 PM
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Gambling problem call 1-800-GAMBLER.
Same here in PA--every ad, even the radio ones, has to have that disclaimer on it. The only ones that don't, are the state lottery ones.
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  #16  
Old 12-08-2017, 06:06 PM
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Quoth notalwaysright View Post
I don't think it's the bank's place to suggest mental health treatment. I side with the supervisor.
Agreed, in today's hyper-litigious society, that could be construed by a lawyer as giving medical advice, and the dumbass could try and sue you. Given he's low on money, and probably desperate, that's not a minor concern.
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  #17  
Old 12-09-2017, 01:19 AM
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Rosco the Iroc Rosco the Iroc is offline
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Who's betting he tries somewhere else.

pun intended
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  #18  
Old 12-09-2017, 01:46 AM
LadyofArc LadyofArc is offline
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Quoth taxguykarl View Post
In Illinois, there is some regulation requiring a disclaimer to that effect for casino and lottery ads: Gambling problem call 1-800-GAMBLER.
Same here in Australia. The disclaimer is very small in most cases though but any ads for the TAB or those stupid betting apps end up with "Gamble responsibly" said very fast.

Over here in Aussie land, there is a system set up for problem gamblers where they can bar themselves from entry into a casino or pokies area.

https://www.austgamingcouncil.org.au...usion-programs

  #19  
Old 12-09-2017, 01:58 AM
Slave to the Phone Slave to the Phone is offline
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You can have yourself self banned from casinos in AZ as well.

We have a very good friend who has a gambling problem. He doesn't play scratchers, he plays at the casinos.

His income is the same as ours, but he was always borrowing hundreds of dollars from us every month. He is a very good friend who doesn't march to a different drummer*, so we started grilling him on where his money was going and it turned out that he was spending almost 2 grand a month at the casino.

We refused to lend him any more money until he brought us copies of him signing to be self banned for a year. Its been 7 months and he has been amazed at how much money he has now.

*because he ran out on the parade field, assaulted the drummer, tried to kick his foot through the drum and then hobbled off the field and staggered around in the bleachers.



  #20  
Old 12-12-2017, 11:06 AM
SpyOne SpyOne is offline
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Not giving the loan was the right call.

But most people here seem to assume he's still off the wagon.
What this sounds like is a gambling addict who has gotten help in the past, but had a little episode. See, you can stop gambling, but you can't stop being an addict.
Something happened and he slipped, and the next thing he knew he was in a casino writing checks he couldn't cover.
And he got out of there and got back into recovery. But that doesn't change the fact that he wrote checks ha can't cover. Which is actually a crime.
What he's trying to do is minimize the damage caused by things he did while off the wagon. Much like an alcoholic who falls off the wagon for a weekend might be placing phone calls to see if there could be no criminal charges if he returns the goat.

I don't think he was "lying" the first time so much as omitting some embarrassing details. He was kinda hoping to get this handled without having to tell a stranger about his gambling problems. Again.

As I said, none of this means you should have given him the loan.
But this doesn't seem like a guy on a ride to the bottom of a hole (as most posters seem to have assumed), but rather a guy trying to climb out.
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