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  • Grumpy Old Men and other random tidbits

    Recently I've had the 'Grumpy Old Men' line. In amongst the usual grumblings of elderly gentlemen I need to endure, the below are the grumpiest of the grumpy old men.

    Grumpy Old Man #1
    GOM1 calls up because he may buy a new vehicle towards the end of the year and he wants an insurance quote for the vehicle. After advising that our quotes are only valid for 30 days, GOM1 says he just wants a 'ball park figure', which I said we don't do. GOM1 was pretty much refusing to take no for an answer, so I decide to see if there was any change in premium if we transferred the cover from his current vehicle to potential new vehicle, but mention that this will not be an accurate price.

    His response, 'Well we're not all millionaires like you'. I roll my eyes, and get the bare essential information for the potential new vehicle. I advise him what the change in the premium is, and then he really starts to carry on, with comments that I wasn't taking him seriously, that the price I was telling him was wrong, that I was making up the premium bla bla bla, before pulling the 'we're not all millionaires like you' line once again. I told him to stop saying that as that was irrelevant to the conversation.

    I eventually get him off the phone, and leave a lengthy note advising of GOM1's behaviour.

    Half an hour later a manager comes up to me thanking me for the note. He called back and played the 'brucetiki was rude to me' card. GOM1 was promptly put back in his box by manager, who pretty much reiterated what I said.


    Grumpy Old Man #2
    GOM2 calls up with a query on his house insurance, I start the usual identification process, and then proceed with the confirmation of contact details.

    GOM2 interrupts with 'hang on hang on, let's go back to the start. I want your name.' I'm thinking WTF, so tell him my name again. Then he wants to know what questions I've asked him. I said I've asked for your policy number, name, address and date of birth. GOM2 I assume is writing all these questions down. I then explain that I will be start confirming his contact details - 'hang on hang on hang on', and he goes through what he's already told me.

    Now I'm just scratching my head as to what GOM2's problem is. I start to confirm his phone number again where he interrupts again with, 'I don't want to talk to you' and hung up.

    Left another pile of notes describing GOM2's conduct, which is just the latest in a pile of notes about GOM2 being a hostile customer.

    Strangely enough he never phoned back - or if he did no one left notes about it.


    We've been busy, but not THAT busy
    Had someone start a call with 'Thank God, a person. I've been waiting over an hour'. The longest hold time we had all day was 5 minutes. After that comment he was actually pretty reasonable and not sucky at all, but clearly running on Customer Standard Time.


    Think about what you're saying
    Someone calls because they recently cancelled a policy and wanted to know where their refund is. I advised that refund's been processed and the cheque is on it's way.

    SC's response - that's ridiculous I might cancel all my policies.

    I mention that if you want to cancel all your policies because you're receiving a refund by cheque that's his prerogative, in a vain effort to make SC realise just how stupid he sounds.


    If you're going to attempt insurance fraud, don't be so brazen and tell me about it
    Did a quote for one customer, who disclosed they let out a few of their rooms. I advise we don't insure share houses. First attempt was 'oh I'll just evict everybody'. I said that we won't look at a quote until this happened. Not deterred by the first shut down, they mentioned that they may call back and not mention the sub-tenants. Another quote with plenty of notes, including 'may call back and not disclose'.
    the end of an era is not the completion of a destiny. Momentum comes when we believe the best for the future, we keep speaking life into the future, and we commit to the future - Brian Houston

  • #2
    Quoth brucetiki View Post
    Now I'm just scratching my head as to what GOM2's problem is.
    Dementia, possibly?
    Sometimes life is altered.
    Break from the ropes your hands are tied.
    Uneasy with confrontation.
    Won't turn out right. Can't turn out right

    Comment


    • #3
      And if the last guy's house burns down because a tenant was being stupid, he'll be SOL and the company will deny the claim. It won't matter that he's been paying insurance if he broke the rules.
      A lion however, will only devour your corpse, whereas an SC is not sated until they have destroyed your soul. (Quote per infinitemonkies)

      Comment


      • #4
        Ah, yes, good ol' Customer Standard Time.
        "For a musician, the SNES sound engine is like using Crayola Crayons. Nobuo Uematsu used Crayola Crayons to paint the Sistine Chapel." - Jeremy Jahns (re: "Dancing Mad")
        "The difference between an amateur and a master is that the master has failed way more times." - JoCat
        "Thinking is difficult, therefore let the herd pronounce judgment!" ~ Carl Jung
        "There's burning bridges, and then there's the lake just to fill it with gasoline." - Wiccy, reddit
        "Retail is a cruel master, and could very well be the most educational time of many people's lives, in its own twisted way." - me
        "Love keeps her in the air when she oughta fall down...tell you she's hurtin' 'fore she keens...makes her a home." - Capt. Malcolm Reynolds, "Serenity" (2005)
        Acts of Gord – Read it, Learn it, Love it!
        "Our psychic powers only work if the customer has a mind to read." - me

        Comment


        • #5
          There are some elderly, who really believe because they are old, that they can act however they want. That they "deserve" it for living for so long.

          My mother in law is one of those. She is the reason the casino's around here don't give away some things anymore. One was giving away 5 dollar coins to play the machines. She went through, got it, then went out, changed her shirt, put on a hat, and got it again. then went out again, changed and got it a 3rd time. she BRAGGED about it. When I said that was akin to theft, she informed me that she was old, it was ok.

          I've heard her speak badly to store employees, and when I said something, she said she was old, she was entitled to be grumpy.

          She wonders why I spend as little time as possible with her, and NEVER go shopping with her

          Comment


          • #6
            Another classic from this week.

            This time it's young bimbo who's called to transfer their cover from one vehicle to the other. All good that's pretty simple, except she has next to no details about the new vehicle (she barely had the year and the make, let alone the model and variant). I explain that she needs to get more information about the vehicle before we can transfer the cover.

            She breaks down in tears and passes the phone to her mother who asks what's going on. I explain we need more information.

            SCM: 'But we've already told you what we know, what more do you want'
            Me: 'That's alright, you might need to contact the seller to get that information'
            SCM: 'Well we might take our business elsewhere if you're going to be that rude'
            Me: 'I'm sorry you feel that way, but it's your responsibility to provide complete and correct information for the vehicle'

            Click - they hung up.

            Good luck finding an insurer that will insure a vehicle you have little detail on.
            the end of an era is not the completion of a destiny. Momentum comes when we believe the best for the future, we keep speaking life into the future, and we commit to the future - Brian Houston

            Comment


            • #7
              And once again, you're rude if you aren't psychic. Wonnafull...... really.
              - They say nothing good happens at 2AM, they're right, I happen at 2AM.

              Comment


              • #8
                I have to say, I was mighty tempted to not disclose we were leaving our house the last time we moved...

                We were planning on moving and then doing the renovations necessary to sell our old house. (It would have been a light-duy "fixer-upper" really hurting its value if we didn't renovate.) I was looking through my policy and saw the provision that if it was going to be unoccupied more than 30 days it's considered unoccupied, and therefore not covered for anything that might not happen to it if you were home.

                I dutifully call my agent and tell them this, expecting to be sold an unoccupied house rider. Nope! I get a letter a few days later saying the insurance company is going to non-renew me when the policy expires next month (a status that makes applying for insurance elsewhere extra delightful.)

                I call our old insurance agent (we switched policies because my brother's now-ex worked at the new place) and explain the situation. It takes her TWO ENTIRE WORKDAYS to put together a new insurance package. (Nothing exotic, house, two normal cars, $1M umbrella) Apparently few places sell unoccupied house coverage, and of those, few will intelligently bundle them with other coverage, and/or have lengthy policy minimums. And the premiums are ridiculously high. (We aren't talking a derelict abandoned house here with boarded up windows; just a house that looks perfectly lived in except for not having any furniture in it or cars in the driveway.) With how much time it took for her to assemble a policy we were going to be discontinuing a very few months later, I'm surprised the agency bothered at all; there's no way she made actual money on that sale once you consider the work involved. (We did, of course, insure the new place through her; we are not that cruel.)

                Given that it's not at all uncommon to move from a house before selling, I'm of the impression that most people are either ignorant of their lapse in coverage, or choose to roll the proverbial $200k dice. (Because if there IS a claim associated with you not being there, it's not exactly going to take a crackerjack insurance investigator to notice you don't live there any more.)

                Comment


                • #9
                  Quoth bainsidhe View Post
                  And if the last guy's house burns down because a tenant was being stupid, he'll be SOL and the company will deny the claim. It won't matter that he's been paying insurance if he broke the rules.
                  Exactly this! Just how hard do you think it's going to be for the insurance claims adjuster to find out there were tenants there who were not disclosed? This of course being a violation of your policy which means your claim is now denied.

                  Use some common sense people. Wait a minute, I keep forgetting that's uncommon...

                  Comment


                  • #10
                    But the important thing is, he had an onion on his belt. Which was the style at the time.
                    Knowledge is power. Power corrupts. Study hard. Be evil.

                    "I never said I wasn't a horrible person."--Me, almost daily

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