Back in the olden days, I worked for a store which had a policy of calling the bank that a check was drawn on to confirm the funds were available. From time to time, a customer was embarrassed to be told s/he didn't have the whole amount in her/his checking account.
It used to be that one would take a check one wasn't certain would clear directly to the bank it was drawn on, rather than one's own bank. If you cashed it at your own bank, and it was later returned NSF, your own bank would withdraw the funds given to you from your own account.
People used to "kite" (or float) checks, too, and it appears the check-writers are unaware that info about accounts can transfer instantly now. It sounds like her parents have a cash flow problem, and are trying to get her to cash checks which they hope to be able to cover in a few days. An aquaintance of mine did this for months. He always patonized tiny neighborhood stores who only made deposits twice a week...and he knew exactly which days those were, and which day his paycheck would be automatically deposited to his checking account.
It worked for a long time, and even though he wrote checks that were technically no good on Tuesday and Wednesday, he knew that deposit would come in on Thursday, same day the Mom 'n'Pop store made their deposit.
Silly girl should take the check to a different bank. But a bank isn't required to cash a check for a non-customer, are they?
It used to be that one would take a check one wasn't certain would clear directly to the bank it was drawn on, rather than one's own bank. If you cashed it at your own bank, and it was later returned NSF, your own bank would withdraw the funds given to you from your own account.
People used to "kite" (or float) checks, too, and it appears the check-writers are unaware that info about accounts can transfer instantly now. It sounds like her parents have a cash flow problem, and are trying to get her to cash checks which they hope to be able to cover in a few days. An aquaintance of mine did this for months. He always patonized tiny neighborhood stores who only made deposits twice a week...and he knew exactly which days those were, and which day his paycheck would be automatically deposited to his checking account.
It worked for a long time, and even though he wrote checks that were technically no good on Tuesday and Wednesday, he knew that deposit would come in on Thursday, same day the Mom 'n'Pop store made their deposit.
Silly girl should take the check to a different bank. But a bank isn't required to cash a check for a non-customer, are they?
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