Quoth Ghel
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Man walks into a bank in Manhattan. He tells the loan officer, "I'm going to Europe for a few weeks, and want to borrow $15K." They ask him, "Do you have an account at the bank?"
He says "No."
They ask him "Do you have any kind of collateral?"
He says, "Well, I have my new Lincoln parked outside."
They send someone out to check out the car, it's worth easily twice what he's asking to borrow. They write up the loan, he hands over the keys, they count out the cash and send a driver to take the car and store it for the customer.
Three weeks later, he comes back to the bank. "I'm ready to pay off my loan."
They figure it up. $15,000 at 6% interest per year, times 0.0573 years, lessee, that comes out to . . . $51.92 in interest. He hands them back the cash and writes a check for the interest.
While they're waiting for the driver to get the car back out of storage, the loan officer asks him, "You know, I know it's none of my business, but those look like the same bills we gave you three weeks ago. Also, I called my buddy at $OTHER_BANK and he said you have quite a lot of money on deposit there. You didn't need this loan in the first place, so why did you come in for it?"
Guy takes his keys back and says, "Where you gonna park a Lincoln in Manhattan for three weeks for fifty bucks...?"
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