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So I effed up making sure I had enough money in my account because a couple of large transactions took FOREVER to go through so I forgot about them entirely. I ended up with $75 in overdraft fees that I frankly don't have the money for right now. When I called Wellsfargo the lady I talked to was super nice and she credited all the overdraft fees back to my account. So thank you super nice bank lady! Now to the grocery store!