Dealing with fraud

[taxguykarl]

I'm just going to have to find the nearest blue box.

Even those are not safe--one where I was sending payments in the '80's was vandalized. Look for a full blown PO.

[Akasa]

There is no outgoing mail box at my apartment complex.
People put their outgoing mail on the ledge above the incoming mail.

I'm just going to have to find the nearest blue box.

[Deserted]

Then it's probably someone who got into the outgoing mail. Where did you mail it from? A blue box? Hand it to someone?

[Akasa]

I'm pretty sure it was not someone at my insurance company.

[cleorose]

Once you get a copy of the check , make a copy and BLOCK off the routing and account number on your check. And FAX a copy direct to the insurance fraud department. If its someone in their staff they are gonna wanna know about it and they can fire the person asap.

[Akasa]

My insurance is ok, they said to double payment this coming month.

I talked to bank, then police, then bank today.

1) Bank to ask if they were pressing charges of if I needed to. I need to.
2) Police to see what I need to do to press charges. I got a list of everything I need from the bank. Copy front and back of check, bank the check was deposited/cashed at, and I have to take that info down to the local police station
3) Called bank back to try and get the info of where it was deposited/cashed. That is not in the notes, the info is going to be requested, check back Monday. I can go into my local branch and they'll print me off copies of the check after I show them I am indeed myself.

I have... stressful plans Monday, I will call back Tues.

[Seanette]

Glad you got your money back. I'd pursue charges, to get this "person" caught before they do worse to someone in an even worse position (poorer, less cooperative bank, etc.).

Is your insurance coverage still OK, since that payment got stolen?

[Akasa]

As of today the money is back in my account, including the overdraft fees.

I still want to get ahold of the banker in charge of my account and ask them to press charges. IDK if they do it automatically.

[Cia]

Since it was deposited through an ATM the bank will have the account number and name to work w/ plus video.

[eltf177]

Good to hear that the bank is taking this matter seriously.

This is indeed a good thing!

[sms001]

Good to hear Akasa!

On a lighter note, during a VERY frazzled end-of-term I'd written so many checks to Local Pizza that I turned blearily to paying bills and rent and made out my JC Penny charge payment to "Local Pizza"
Went through no problem, didn't even notice until I got my checks back in the mail and was reconciling my statement.

[taxguykarl]

Good to hear that the bank is taking this matter seriously.

[Akasa]

So my case is out of the research department and now in the check fraud department.

I am going to call in a few minutes and see if there's any update. When I called yesterday the lady working on my case had just gotten the file and hadn't had a chance to go over it.

[Tama]

One of those 'janitor fracture' situations, huh?

[Akasa]

The check was VERY obviously doctored.