Dealing with fraud

[Akasa]

My insurance is ok, they said to double payment this coming month.

I talked to bank, then police, then bank today.

1) Bank to ask if they were pressing charges of if I needed to. I need to.
2) Police to see what I need to do to press charges. I got a list of everything I need from the bank. Copy front and back of check, bank the check was deposited/cashed at, and I have to take that info down to the local police station
3) Called bank back to try and get the info of where it was deposited/cashed. That is not in the notes, the info is going to be requested, check back Monday. I can go into my local branch and they'll print me off copies of the check after I show them I am indeed myself.

I have... stressful plans Monday, I will call back Tues.

[cleorose]

Once you get a copy of the check , make a copy and BLOCK off the routing and account number on your check. And FAX a copy direct to the insurance fraud department. If its someone in their staff they are gonna wanna know about it and they can fire the person asap.

[Akasa]

I'm pretty sure it was not someone at my insurance company.

[Deserted]

Then it's probably someone who got into the outgoing mail. Where did you mail it from? A blue box? Hand it to someone?

[Akasa]

There is no outgoing mail box at my apartment complex.
People put their outgoing mail on the ledge above the incoming mail.

I'm just going to have to find the nearest blue box.

[taxguykarl]

I'm just going to have to find the nearest blue box.

Even those are not safe--one where I was sending payments in the '80's was vandalized. Look for a full blown PO.

[Akasa]

I know where the closest PO is. The problem is that by the time I walk there and back to the bus stop I'm in pain.

[Kittish]

I know where the closest PO is. The problem is that by the time I walk there and back to the bus stop I'm in pain.

Is a bicycle or tricycle an option for short trips for you? If so, it might be something to consider.

[Seanette]

Can you put personal outbound in with the outbound mail where you work? A lot of workplaces are OK with that, and it might well be safer than what you're doing now.

[cleorose]

Depending on where you live some grocery stores have a mail drop. I would drop it there

[Akasa]

OK. I went by a branch of my bank that has a notary today to get the affidavit notarized and faxed into the fraud office.

The notary took a look at the altered check and was like "That's a VERY obvious alteration, but it's not the worst I've seen." Then he showed me a check alteration where the check was initially made out for $125. They changed the 1 to a 4 and put an f in front of the One in One hundred making it "fOne Hundred."

Tomorrow I finally get around to calling the bank back and getting where the check was deposited so I can go into the police department... and if they tell me the branch location I'm taking a copy of the check into the branch and talking to a manager. Who ever took that check has no business being a teller.

[taxguykarl]

if they tell me the branch location I'm taking a copy of the check into the branch and talking to a manager. Who ever took that check has no business being a teller.

Good for you. I agree that the teller should not have that job to take a check like that. Somehow it would not surprise me if the teller knew the offender.

[Akasa]

Well... I found out the bank, but not the branch.

That's pretty much all the info I still needed before I could go to the police.

So, I'm getting ready to go to the police station and talk to a detective.

[Akasa]

I went into the local police station.
They wrote up a report, and told me the case would be going downtown. Once the detectives that deal with fraud get their hands on it a case # will be generated. I was given the number of the division that deals with this stuff, and told to call tomorrow.

Meanwhile I had to explain to Titan that pressing charges is not going to cost us money. If I were to find out who did it and sue them THAT would cost us money.

[Deserted]

If the criminal has the funds to justify a lawsuit, I say DO IT!!!

And if they don't, and if you can afford to, sue them anyway. Really grind into that waste of space's brain that they made a baaaaaaaaad decision.