May the fleas of a thousand camels infest their armpits

[Lurking Sockpuppet]

Fraud department for our visa check card contacted us to day to alert us to some suspicious activities. But not before the crooks wiped out our checking account. Any other time we wouldn't have had much money in there but I had deposited a large check from insurance company to pay for damages to my car. The is in the shop and I am supposed to pick it up tomorrow and now don't have the money. I hope our bank covers/reimburses some of the fraudulent charges.

Sockpuppet

[Jester]

Doesn't Visa have some kind of protection for just such a thing? Just wondering.

I hope you get all your money back!

[Lurking Sockpuppet]

I don't know. I cannot find anything online at the bank website. I will find out tomorrow.

Sock

[Aethian]

Found this for you.

Visa


Visa's Zero Liability policy means 100 percent protection for you. Visa's enhanced policy guarantees maximum protection against fraud. You now have complete liability protection for all of your card transactions that take place on the Visa system. Should someone steal your card number while you're shopping, online or off, you pay nothing for their fraudulent activity.

If you notice fraudulent activity on your card, promptly contact your financial institution to report it. It is important to continually monitor your monthly statement to identify any unauthorized transactions.**


The Zero Liability policy covers all Visa credit and debit card transactions processed over the Visa network--online or off. The only transactions not covered under the Zero Liability policy are commercial card, ATM, and non-Visa-branded PIN transactions.


**Cardholders should always regularly check their monthly statements for transaction accuracy. Financial institutions may impose greater liability on the cardholder if the financial institution reasonably determines that the unauthorized transaction was caused by the gross negligence or fraudulent action of the cardholder--which may include your delay for an unreasonable time in reporting unauthorized transactions.

[Lurking Sockpuppet]

Went to bank. It looks like I will get the money back, eventually. There are three $50.00 transactions from macys yet to clear. We have to go back after that and sign an affidavid and then they will investigate and refund the money. All told it was just over $900.00. I could tell by the police officers reaction that there is no chance of them actually catching the thief.

Sockpuppet