
Annoyed at Amazon, Audible and my bank. My sisters partner bought something for himself (which I was buying for him) which I gave him my card and he used, he was going to delete it but had a fit and didn't realise that he hadn't.
Now this card went out of date in July, so no problem if a payment is taken from it it would get rejected right....well if it is a subscription company according to my bank that's a perfectly fine option here's your money.
So because the valid card on my sister's partners account bounced, it skipped her other card which has funds and picked my out of date one. So now I have to wait 7-10 working days to get the money refunded back into my account.

YEARS. 2/3 of that cumulative debt is not mine, it was racked up by mom when my grandparents were still alive and we were trying to keep them in the house (at that time she was not named as a user so I'm not completely sure how she managed to use the card). I don't really care about the accumulated total anymore, I just want to zero out what's currently there. I NEED to as this is impacting my ability to find useful employment so I can pay off my student loans, and I know mom knows this. I now wish she had originally cosigned on the card, maybe that would emphasize how important it is.

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