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I'm basically looking for info. on who to contact to fix this, if I need to fix it at all. I tried the healthcare.gov line and all they could do was give me advice on how to file my taxes. OK, I just did that and that's how I found the problem.
I got a 1095C form from the retail. For 2015 I had been told that I was part-time status and no longer eligible for health insurance, but that I would be for marketplace, so I did that. So for 2016 I mistakenly figured I still wasn't eligible for insurance through my job and went again with Marketplace. Now, at time of enrollment I was up to full-time status but didn't know it. I was under the impression it was 32 hours, but the line was dropped to 29.5. I don't remember doing anything for the enrollment period. I really don't remember insurance being on offer to me but that doesn't mean it wasn't. So I had a subsidy from Marketplace all through 2016, though now I realize that may not have been valid.
So there was a kerfuffle at the tax preparers' office but after me calling the retail benefits line and them going over the paperwork the supervisor said, "No look--it's right there: she is paying back $300." The other guy hadn't gotten to that screen. And he found that I ended up paying more through marketplace than if I'd just gone with work insurance I didn't know I could've had. Well, that doesn't bother me. I'm just unsure if I should've gotten the subsidy or not and I don't know who else to talk to beside the Marketplace. They're no help. If they did ask me if insurance were offered through work I would've said no because that's what I believed to be true.
I'm not sure where to go or what to do now.
I got a 1095C form from the retail. For 2015 I had been told that I was part-time status and no longer eligible for health insurance, but that I would be for marketplace, so I did that. So for 2016 I mistakenly figured I still wasn't eligible for insurance through my job and went again with Marketplace. Now, at time of enrollment I was up to full-time status but didn't know it. I was under the impression it was 32 hours, but the line was dropped to 29.5. I don't remember doing anything for the enrollment period. I really don't remember insurance being on offer to me but that doesn't mean it wasn't. So I had a subsidy from Marketplace all through 2016, though now I realize that may not have been valid.
So there was a kerfuffle at the tax preparers' office but after me calling the retail benefits line and them going over the paperwork the supervisor said, "No look--it's right there: she is paying back $300." The other guy hadn't gotten to that screen. And he found that I ended up paying more through marketplace than if I'd just gone with work insurance I didn't know I could've had. Well, that doesn't bother me. I'm just unsure if I should've gotten the subsidy or not and I don't know who else to talk to beside the Marketplace. They're no help. If they did ask me if insurance were offered through work I would've said no because that's what I believed to be true.
I'm not sure where to go or what to do now.
If I were to articulate how much I hate that advance credit repayment and shared responsibility payment (i.e. giving clients that news), the mods would ban me from this forum
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