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On the bright side, I have $30 more in my bank account which is a tremendous help at this moment.
On 3/9, I bought a book at books a million which I paid for with a check. I check my account online like every other day and saw that this check cleared three days or so later. Cool.
On 3/11, I bought another book at the same store, same location and I also paid for this book with a check. I normally don't use checks, I use my debit card, however, my card is slightly damaged and some places, like books a million, card readers cannot read my card. I checked my account like I always do and that check had not cleared. I kept checking it, like I always do...never seen the check clear...
Finally, today, I call Books a million and ask about this and the manager asked me the genius question, "Have you called your bank?" I asked, "No, I don't think I need to because I check my account online and I haven't seen it. Why would my bank hold a check?"
So, she said she'd check their records and get back to me.
In the meantime, I decided that maybe I should call my bank. Well...you probably know where this is going...
I called and asked about the check and was told that it cleared on the same day i wrote it...because it was an electronic transmission...it cleared right away. So, with the guy on the phone with me, I got online and checked...and sure enough I missed it! Don't know how...but I did.
Now, I also dont' understand how I have the $30 extra dollars except that maybe I spent some money thinking it hadn't cleared and wrote a negative balance in my account, then when I got paid, I added my paycheck minus the negative balance. So, now I have an extra $30...and I kind of need it for something for school.
I am still a bit confused about the mistake though...
On 3/9, I bought a book at books a million which I paid for with a check. I check my account online like every other day and saw that this check cleared three days or so later. Cool.
On 3/11, I bought another book at the same store, same location and I also paid for this book with a check. I normally don't use checks, I use my debit card, however, my card is slightly damaged and some places, like books a million, card readers cannot read my card. I checked my account like I always do and that check had not cleared. I kept checking it, like I always do...never seen the check clear...
Finally, today, I call Books a million and ask about this and the manager asked me the genius question, "Have you called your bank?" I asked, "No, I don't think I need to because I check my account online and I haven't seen it. Why would my bank hold a check?"
So, she said she'd check their records and get back to me.
In the meantime, I decided that maybe I should call my bank. Well...you probably know where this is going...
I called and asked about the check and was told that it cleared on the same day i wrote it...because it was an electronic transmission...it cleared right away. So, with the guy on the phone with me, I got online and checked...and sure enough I missed it! Don't know how...but I did.
Now, I also dont' understand how I have the $30 extra dollars except that maybe I spent some money thinking it hadn't cleared and wrote a negative balance in my account, then when I got paid, I added my paycheck minus the negative balance. So, now I have an extra $30...and I kind of need it for something for school.
I am still a bit confused about the mistake though...
) and it turns out that for two years they had been giving him the wrong amount. They recalculate for some reason and dump the outstanding money in his account without a letter or anything letting him know this. I guess they should really check which account you want them to put it in, or send a check or something, not just put it into your nominated account for payday and expect you to know what is going on...
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