Too early to get cash.

[edible_hat]

Customer: "Where's the ATM?"
Me: "Over there (points, it happens to be right behind him)
Customer: "D'oh! It's too early for me."

And next... he couldn't figure out which way to insert his card. Then he forgot his PIN.

[bean]

At least you have an ATM.

We don't.... but we allow up to $100 cash back on debit purchases (most stores cap it at $20 or $30, 7-11 caps it at $10). When I explain this to people, who are generally already in the store to make purchases, they turn their nose up and say "Oh no, I want to use a real ATM, where's the closest one?" or something like that, then go about their shopping. I always make sure to tell them the closest one is in the gas station across the street, which charges a $4.00 fee to use it.

Fine, pay the $2.50+ in fees or whatever an ATM would charge, plus the bank fees on top of that if you use most banks, we don't charge a penny for cash back and your bank won't charge for a debit purchase. It's your money.