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I had a mom and daughter (around 7) come through my line today. Mom used a credit card & the kid began asking questions about how it worked. Mom and I were both trying to explain in simple terms how credit accounts are set up, 'cause, hey, why not take an opportunity to educate the younger generation, ya know? Well, I guess the subject had already come up in her family; the girl piped up with "Daddy says the only thing you have to fear is bills!" 
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