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Debit Card Suckage (Long and ranty)

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  • #16
    Rarely have I had a problem with my debit cards. I hardly use them anyway, except at Sam's Club and ATMs, since we've got the Amazon Rewards card and put everything on that (yay Amazon gift cards!). Every bank I've been with has sent out the new card at least a month before the old one expires.

    With our current bank, I've got two cards. One is for the joint account I share with Hubby, and the other is for the personal account I keep my Fun Money in. I sell artwork at conventions and online, and like to keep track of it and art-related purchases separate rather than in a "paper account" under the joint account. Also makes it easier when I want to buy a video game to just keep track of it out of my own balance. But anyway. The two debit cards are absolutely identical, except for the card numbers themselves. I'm useless for memorizing card numbers (only ever done it once, and that card has since been cut into tiny pieces), so I keep the "call for activation" sticker on them and scribble "joint" or "pers" on the relevant cards to tell them apart.

    Early this year, our cards were expiring. The bank sent Hubby's replacement out pronto, and sent my personal account card out as well, but I never received my replacement. It didn't come with Hubby's; it usually comes in an envelope of its own. We've kept an eye on the account, and nothing has been withdrawn without permission, thank goodness. I haven't bothered to ask for a replacement (especially since our bank was recently acquired by another bank due to Federal intervention), and really forgot about it until I was in Sam's Club recently and needed to use the card. Couldn't figure out why it was declining until the cashier noticed it was expired. Oops. Luckily I had other means of payment.

    Quoth lupo pazzesco View Post
    OF course, being irate and stressed means I now have an abundance of food, as I tend to cook when I'm upset, just to stay busy. I now have pasta salad with imitation crab meat and veggies, a sausage pasta dish in tomato basil sauce with mozarella cheese, chicken enchilada casserole, and a pot of turkey chili is currently simmering on the stove. I'm eating well this week...and I may have to give some away, that which doesn't freeze well.
    Mmm...I'm coming over for dinner too!

    And now you've got me hankering to make pasta salad with a bag of stir-fry veggies thrown in instead of the usual peas and celery. Pity I don't think imitation crab fits in the food budget right now.
    "Enough expository banter. It's time we fight like men. And ladies. And ladies who dress like men. For Gilgamesh...IT'S MORPHING TIME!"
    - Gilgamesh, Final Fantasy V

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    • #17
      We must deal with the same bank.

      At the beginning of every month, I always see a lovely $3-$5 "card fee" on my account. I guess I should feel PRIVILEGED to be banking with them and feel that it's a golden privilege to use that debit card.

      If it didn't hurt your credit to switch banks, I'd drain it all out tomorrow and take it to another bank where it was free to use your debit card whenever the hell you pleased.
      You really need to see a neurologist. - Wagegoth

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