Oh no

[draftermatt]

So anytime I set foot in a department store/jewelry store/my mother's house I get offered a credit card for that particular location.

The few places I wasn't offered these things were Target and Wal-Mart.

I know Wal-Mart has a card, couldn't tell you if Target does.

I went to Wal-Mart on Saturday. My hands were paint splattered as was my shirt. I was buying painter's tape and a tube of Clorox wipes.

I went through the express line, where I was asked "Would you like to apply for a Wal-Mart card"

AHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHH!!!!!!!!!!!!!!!! !!!

Now they're doing it too?

I hope this was an isolated incident. I'm in Wal-Mart a few times a month (I can hit it with a rock from my house, Target is 15 miles away). I really don't want to get pestered with that question 5 times a month compared to the 5 times a year I might be in Sears.

[Plaidman]

I never get pestered for credit lines at stores (Lucky me)

But I've seen Walmart having a credit line for a few years. Theres a booth to sign up at at the one near mine.

[Mnemjian]

Try looking like you're 16 year old I never get offered anything! Which isn't so bad. Also the petitioners outside of the supermarket ignore me completely. My mom once got offered a Target credit card application as she was paying with... wait for it... her Target credit card!

[draftermatt]

Try looking like you're 16 year old I never get offered anything! Which isn't so bad. Also the petitioners outside of the supermarket ignore me completely. My mom once got offered a Target credit card application as she was paying with... wait for it... her Target credit card!

Doesn't surprise me. People get so ingrained to say they probably do it on auto pilot.

I remember walking into Kohl's when they first opened with my girlfriend (now my wife). We were both 16. They had probably 10 people accepting credit apps, one stopped us and said "you two over hear and fill out a credit app, I won't take no for an answer"

Me "Uh, we're both 16"
Her "Oh, carry on then"

Wow...

My hands were paint splattered as was my shirt. I was buying painter's tape and a tube of Clorox wipes.

In case anyone was wondering, trying to set the scene that I really wasn't in the mood to fill out a credit app, let alone be at Wal-Mart in the 1st place.

[rageaholic]

I remember walking into Kohl's when they first opened with my girlfriend (now my wife). We were both 16. They had probably 10 people accepting credit apps, one stopped us and said "you two over hear and fill out a credit app, I won't take no for an answer"

To which I would have said "Yes, you will take no for an answer". I probably wouldn't have said it out loud, but I would have at least thought it.

[DeltaSierra]

What I don't like is when you say "No thank you" they counter with "Whyever do you NOT want to save 10% on your purchase???"

I haven't tested it myself but I know people who used to sign up for cards just to get the 10% off and then cancel the account and then do it again a few months down the road. I've heard (might be wrong) that some of the stores that offer store-branded credit cards backed by major banks are now having the credit card immediately charged a yearly "service fee" right after that first purchase, so even if you DO pay the card off and cancel it, you have to eat their fee as well. Screw 'em.

[bainsidhe]

Credit cards are profit for the store. So yeah, Wal-Mart wants all their good little drones to pimp the cards. Except I hate pimping cards, so I don't bother. Not like I get a commission or anything. When I worked Media Play, I did earn gift cards for getting EW/SI magazine subscriptions, and I promoted them like crazy. Which is probably why my soul died a little bit.

[Ironclad Alibi]

I remember walking into Kohl's when they first opened with my girlfriend (now my wife). We were both 16. They had probably 10 people accepting credit apps, one stopped us and said "you two over hear and fill out a credit app, I won't take no for an answer."

"In that case, I'll just ignore you."

Walks away.

[Ben_Who]

Well, I did buy a $400 suit for about $125, but if Macy's was expecting me to run up a balance, they were disappointed. I was buying a new suit and was asked if I wanted to get a discount by applying for a card, as well as a few other discounts they were piling on that day, so I filled out the application and got the discounts. When I went home, I went online and paid the bill out of my checking account.

I never used the card again. So no one got any interest and the card never accrued a balance. I would have just cancelled the thing, but that dings your credit history. It's not something I'd make a habit out of, or I'd wind up with a thick deck of useless plastic, but as a one-time thing, it worked pretty well.

Love, Who?

[jjllbb]

This thread just makes me sad for myself and all the rest out there who are the ones who have to ask you if you want them. It's an unpleasant experience for all...

[rageaholic]

"In that case, I'll just ignore you."

Walks away.

I like that responce better.

[Andara Bledin]

I get asked if I want to apply for cards all the time.

Unless I get something nice for filling out the app, I won't bother. It's not like they'll actually approve me for a card, anyway.

^-.-^

[RecoveringKinkoid]

I won't take no for an answer"


.

Okay. HELL no, then.

[Imogene]

When I worked Media Play, I did earn gift cards for getting EW/SI magazine subscriptions, and I promoted them like crazy.

I didn't get gift cards, and I was the top promoter in the store for our EW subscriptions... Hel, I usually got the store's weekly numbers in a single shift...

Oh, right, I did get a freebie Lilo & Stitch promotional poster one night because the store had been in a slump and I managed to cover the entire week for them... hurray for TK knowing what I like...

[LadyAndreca]

My head cashier used to give us extra 15 minute breaks if we opened an Orange Apron card. She stopped doing that when they cut back hours so we have only the minimum number of cashiers on the lanes...now we have some cashier bingo game that involves selling items we're pimping, opening charge cards, and selling service plans. The prize for getting a bingo is a $5 Dunkin Donuts gift card.

I don't bother asking 99% of the time. Nobody wants them, and the ones that do generally ask ME because they want the discount (or the 6-months-no-interest) that comes with opening the card.

I hate being asked too, but I accept that it's part of the cashier's job. The ones I hate are the ones that won't take a simple "no" for an answer. They don't need to know WHY I said "no", sheesh!