Hubby almost hit me!

[bhskittykatt]

As I was leaving work to do the bank run, my husband almost hit me! I was pulling out of the parking lot, when he came tearing up the driveway. The end of our driveway is curved, and we met right at the curb. Fortunately, Hubs quickly pulled to the side. We stopped side-by-side and rolled our windows down.

Me: "WHAT THE ?!?!?!"
Hubs: "Where are you going?"
Me: "WHAT THE ?!?!?! You almost hit me!" *flips him off*
Hubs: "No I didn't."
Me: "Yes, you did!"
Hubs: "I saw you and swerved. Where are you going?"
Me: "Don't do that! I could have been a guest, or a pedestrian, and you could have hit me!"
Hubs: ""
Me: "Gah!"
Hubs: "Where are you going?"
Me: "To the bank, duh."
Hubs: "Are you getting lunch too?"
Me: "Probably."
Hubs: "Can I come along?"

He parked and got in my car. I made sure to shoot him a nice, long death glare.

[As an aside, I once inquired to our insurance company what would happen, hypothetically, if we hit each other. They couldn't give me an answer, and told me it would just get sorted at the time if it ever happened.]

[Raveni]

"No, I don't need your insurance policy again, I need the other car's policy."

"But they're the same policy."


I think that was from an old commercial.

[Gawdzillers]

If you hit each other, the company's data banks would explode and everyone would go back to zero, like in Fight Club.

[Captain Trips]

I believe if both vehicles are on the same policy, they treat it as a "single vehicle" incident (like when that center divider jumped out of the fog and totaled my car 5 years ago.) For underwriting purposes, you would both be considered "at fault" and your rates will go up.