That'll Learn Ya!

[MoonChild2007]

Besides asking for big bills when they cash thier own check and getting it as a gift, how do people get 100 dollar bills anyway and if they wanted it broken down so badly, why didn't they get smaller bills to begin with?

[XCashier]

Besides asking for big bills when they cash thier own check and getting it as a gift, how do people get 100 dollar bills anyway and if they wanted it broken down so badly, why didn't they get smaller bills to begin with?

Arrogance. They like to feel they are "better" than we customer service scum, so they flaunt their oh-so-impressive $100 bills to feel like a Big Shot. Then, of course, they get the added joy of throwing a conniption fit when they get nothing but ones and coins in change. How dare we peons not have enough money to break a big bill for the Big Shot Rich Man?!

Then they go drive off in their big, expensive, oh-so-impressive penis replacement Humvee. That'll show those customer service drones.

[Hon'ya-chan]

Besides asking for big bills when they cash thier own check and getting it as a gift, how do people get 100 dollar bills anyway and if they wanted it broken down so badly, why didn't they get smaller bills to begin with?

If I remember the reasoning I heard, the Bank Tellers will break down the transaction from higest bill to largest, unless the customer requests otherwise.

So, say the cashed check was $687.

That would break down into:

6 $100 Bills
1 $50 Bill
1 $20 Bill
1 $10 bill
1 $5 Bill
2 $1 Bills


Of course, this also translates into certain ATM's as well. The "Main ATM's" at the bank usually spit out $50's, $20's, $5's, and $1 bills. So, if I wanted $300, I'd get all $50's. If I used a stand-alone ATM not attached to the bank, I'd get a stack of $20's.

[MoonChild2007]

If I remember the reasoning I heard, the Bank Tellers will break down the transaction from higest bill to largest, unless the customer requests otherwise.

So, say the cashed check was $687.

That would break down into:

6 $100 Bills
1 $50 Bill
1 $20 Bill
1 $10 bill
1 $5 Bill
2 $1 Bills


Of course, this also translates into certain ATM's as well. The "Main ATM's" at the bank usually spit out $50's, $20's, $5's, and $1 bills. So, if I wanted $300, I'd get all $50's. If I used a stand-alone ATM not attached to the bank, I'd get a stack of $20's.

As a bank teller myself, you are right on the money. But there are some people who will ask for all 100 bills. not that its any of my business what they do with it but they shouldn't complain when a store can't break it.

[symposes]

I dont know the exact numbers, so ill make them up as i go.

Lets say a bank charges a retail store $1 + 1% of the transactions total, as a fee.

Lets say the average markup from cost of said RS, is 10%, so a 50 cent candy bar is 55 cents, etc.

If i sell you that 55 cent candy bar, and you pay with a debt card, it will cost me 1 dollar to accept the debit transaction, roughly.

So id have to sell you 21 candy bars, or #11.55 worth, just to cover the 1 dollar fee, but with the extra 1%, id still lose 6 cents on the deal.

But this is just an example, keep in mind the values will be different.

[Nekojin]

Ah, but what you're failing to take into consideration is volume and customer satisfaction. A merchant does not need to be concerned with every single transaction making a profit, so long as the business as a whole is turning a profit. There's no need to micromanage transactions.

While the guy buying a 55 cent candy bar might actually be costing the business a few pennies for that transaction, his satisfaction with the transaction is worth it to the business, as it's likely that he'll come back and possibly spend more next time - and even if he doesn't, the $100-plus transactions will swallow the tiny loss from his transaction without even noticing.

[Andara Bledin]

Then they go drive off in their big, expensive, oh-so-impressive penis replacement Humvee. That'll show those customer service drones.

Nah, those idiots don't get to have Humvees. Only the military gets to have actual Humvees. You can't even get one surplus that hasn't been fatally disabled prior to sale. Civilians have to settle for Hummers, most of which just look stupid. And all of which make the phrase "compansate much?" run through my head when I see them.

^-.-^

[JustADude]

Nah, those idiots don't get to have Humvees. Only the military gets to have actual Humvees. You can't even get one surplus that hasn't been fatally disabled prior to sale. Civilians have to settle for Hummers, most of which just look stupid. And all of which make the phrase "compansate much?" run through my head when I see them.

Beat me to it.

An actual Humvee is one hell of a bad-ass off-road machine designed to keep going over any terrain that isn't an exploding mine or more than 6 feet (yes feet, not inches) of water. It only bears a vague cosmetic resemblance to the prissy, fussy, OHMYGODITGOTADENT?!?! Hummers these asswipes drive.

[XCashier]

Nah, those idiots don't get to have Humvees. ...Civilians have to settle for Hummers, most of which just look stupid. And all of which make the phrase "compansate much?" run through my head when I see them.

An actual Humvee is one hell of a bad-ass off-road machine ...It only bears a vague cosmetic resemblance to the prissy, fussy, OHMYGODITGOTADENT?!?! Hummers these asswipes drive.

Ah, okay, my error. I'm a dork. But they're still ridiculously expensive, friggin' ugly wastes of space.

[ditchdj]

Oh come on! You think it's bad having to break a puny little hundred dollar bill???? Imagine if the Treasury never abolished larger notes and some rich whack-off strolled into your gas station with THIS....





"Hey buddy, ya got change for a ten".

[JustAGirl]

At a convenience store/gas station where I used to work at, one day I was working in the late morning with a coworker (who ROCKS).

We absolutely loathe it when someone comes in with a small purchase and wants to pay with $100 bill.

Guy comes in to pay for gas, less than $20, gives me $100 bill.

"I'm sorry do you have anything smaller?"

Guy: no i don't, i got it from the bank (**then get smaller bills dumbass!**)

"I'm sorry but I have no change for you, Chris, do you have change?"

Chris (coworker): nope, sorry I don't!

Guy: is your manager here? what am I going to do?

"Sir, you'll have to give us some sort of collateral and go break it at the bank, our manager is not here at this time and we aren't sure when he'll be back"

Guy: **hands me his wallet sans $100 and leaves**

**Chris and I grin at each other**

Manager comes back, we inform him of the issue, he says ok. Guy comes back, complains to manager, manager amazingly enough backs us up. We get paid, he gets wallet back.

IF people look guilty and are NICE about it, I try to help them out as much as I can. However if they are totally pricks, I do as little as I can to help them.

[ditchdj]

Why dont people just used the damn credit card thingy on the pump???? I do it all the time. Just pull up, slide yer card, pump your gas and split. It's really great especially when the gas station's so crammed full of people that you can barely open the door to get in.

[Dreamstalker]

You are screwing over the merchants when you do that. Most agreements have a flat fee plus a percentage. On a small purchase you could be eating up their entire profit.

SOP where I am now is to run a check card as debit for anything over...$50 I think it is. I don't quite get the thinking behind running cards as credit for under X amount, but as debit when over X amount...

*that reminds me, I need to get the skinny from the owner on how exactly one gets the aging reader to do debit transactions*

[Gurndigarn]

If I remember the reasoning I heard, the Bank Tellers will break down the transaction from higest bill to largest, unless the customer requests otherwise.

I wish my local bank was that way. They keep wanting to hand me $5s and $10s, when all I want is a pile of $20s.

[MoonChild2007]

Why dont people just used the damn credit card thingy on the pump???? I do it all the time. Just pull up, slide yer card, pump your gas and split. It's really great especially when the gas station's so crammed full of people that you can barely open the door to get in.

People still live in the 1950's and don't want to handle today's technology.