Banking Suckage 101

[Stryker One]

Euphamisim

ABM = Automatic Bowel Movement aka Diarrhea.

[Broomjockey]

That's a simple thing to get around. Just call to ask for a replacement without de-activating the old one. Tell the bank that you damaged it, and just need a new copy, and they'll send one.

And then as a matter of protocol, they deactivate the old one.

[LadyAndreca]

That's a simple thing to get around. Just call to ask for a replacement without de-activating the old one. Tell the bank that you damaged it, and just need a new copy, and they'll send one.

When my old card started getting twitchy, I ordered a new card to replace it so I'd have it on hand when the old one finally stopped working completely. In the meantime, I had two cards available for use.

^-.-^

I had no idea the old cards weren't deactivated when you activated the new cards. Good thing I was taught to cut up my old card, or I might have thrown away a usable card when I got my last one replaced!

[Andara Bledin]

Where I bank, and I am assuming it is the same for most CDN banks, you are allowed only one banking card at a time per person on the account.

That's a simple thing to get around. Just call to ask for a replacement without de-activating the old one. Tell the bank that you damaged it, and just need a new copy, and they'll send one.

When my old card started getting twitchy, I ordered a new card to replace it so I'd have it on hand when the old one finally stopped working completely. In the meantime, I had two cards available for use.

^-.-^

[chikenlady]

Question about the would-be joint account:
Is there any reason the SC couldn't have opened an account in her name only, gotten 2 cards for it and given one to her mother?[/QUOTE]



Where I bank, and I am assuming it is the same for most CDN banks, you are allowed only one banking card at a time per person on the account.

[alowlypotato]

Also, how does opening accounts count as a sale?

When a person deposits money into a bank account, the bank uses that money to make investments and to disperse loans. The bank then profits off the dividends and loan interest. Ever wonder why a lot of banks require customers to maintain a minimum daily balance in checking? It's because the more dough people keep sitting around in their accounts, the more funds the bank has to play with.

Every account opening is a "sale" because accounts, by their very nature, generate profit. It's weird to think of a bank account as a "product," but that's exactly what it is in the banking world.

[Broomjockey]

So...yeah, not all ATMs / ABMs require envelopes.

While it's sweet that you're trying to defend someone's idiocy, the ATMs around here that require envelopes also have rather large, animated graphics on the screen showing the money being placed in to an envelope, then put in to the slot. So, to miss that, yes, you are a fucking moron.

[LillFilly]

That's what caused the funny wobble in the Earth's rotation the other day! Someone not getting reamed for doing their job!

Woah! Is THAT what that was???

And I can't believe that woman just put her money in the machine and assumed it would know it was hers. In the future, maybe...

[Bobsentme]

To be fair...

Where I bank, when you make a cash deposit, the ATM / ABM actually counts the bills, and deposits the cash directly into the account. Money shows up in the account in less than 5 minutes. (That's how long it took me to get home and double check the account online).

So...yeah, not all ATMs / ABMs require envelopes.

Also, how does opening accounts count as a sale?

[infinitemonkies]

I was in a McDonalds the other day. Ahead of me in line was a well-dressed woman in her late 30s attempted to pay for her order with a debit card. It seems she had never made a Point Of Sale bank card transaction before in her life, and didnt understand what to do.
I thought this was really odd, until a friend of mine pointed out that many areas of Europe have atms, but no POS debit/credit machines.



Question about the would-be joint account:
Is there any reason the SC couldn't have opened an account in her name only, gotten 2 cards for it and given one to her mother?

[Cazzi]

When I was using the ATM at my bank last week a woman was getting very annoyed trying to feed notes into the deposit machine next to me....without an envelope!

She kept hitting cancel, starting again, muttering that the damn machine kept beeping loudly at her while she was trying to feed a note into the slot

I did think about quietly mentioning the envelopes, but by the look on her face I would have been cussed at, so I didn't.

[tropicsgoddess]

Sheesh! And I thought tech support gets the shit end of the SC stick!

[prb]

All deposits through the ATM? PC Financial?

[Fufu487]

Automated banking machine...... i believe..... rite??

[Nashida]

AMB...?

Air Battle Manager...?

I'm guessing Automated Banking Machine, kind of like the ATMs we have in the states.