Something for nothing

[AquaGirl]

(And now I have an old Domino's commercial in my head. Anyway)

SC: I want to make a partial payment.

Notice customer's account is 158 days past due and pending write off.
Me: how much would you like to pay?
SC: what's the minimum amount to pay and get my service this week?
Me: your total amount over 60 days is $129.24.
SC: I only have $100
Me: well, that will cover your oldest open balance and ft you out of danger of going to collections. We still cannot deliver until the additional $29.24 is paid but-
SC: no, I need my water.
Me: ok, well in order to deliver we would need the full amount of $129.24.
SC: why do you need the full balance?
Me: actually your full balance is $158.67. We only require the amount past due by more than 60 days to resume service.
SC: so im paying you $100 and I don’t get nothing for it?
Me: that balance is made up of charges for water we already delivered.
SC: then I ain't paying nothing!
Me: I would advise you to pay the $100 to avoid going to collections.
SC: YOU AINT SENDING ME TO COLLECTIONS! ILL SUE YOU!
Click

[Raveni]

Sadly, some people think that they can sue you for affecting their credit score if they don't think that they deserved it. Unfortunately, they often spend more on Attorney's fees than they originally owed before they figure out that it's not going to work.

[Jay 2K Winger]

(And now I have an old Domino's commercial in my head. Anyway)

Get out of my head, AquaGirl! I had that jingle in my head this weekend, too!

[taxguykarl]

SC: so im paying you $100 and I don’t get nothing for it?

A collector off your back is nothing?

Me: that balance is made up of charges for water we already delivered.
SC: then I ain't paying nothing!
Me: I would advise you to pay the $100 to avoid going to collections.
SC: YOU AINT SENDING ME TO COLLECTIONS! ILL SUE YOU!
Click

Go ahead, you have a lame case.

[BeenThereDoneThat]

What a maroon. Hope he likes his phone ringing off the hook night and day, and hearing from all his friends and family that they're getting collections calls too since he won't answer them...

[underemployeed]

Me: I would advise you to pay the $100 to avoid going to collections.
SC: YOU AINT SENDING ME TO COLLECTIONS! ILL SUE YOU!
Click

So, I hope after a brief overview, the lawyer is smart to collect the cash before doing any services.... and probably enjoy losing.

[Captain Trips]

What a maroon. Hope he likes his phone ringing off the hook night and day, and hearing from all his friends and family that they're getting collections calls too since he won't answer them...

Actually, if he's in the U.S., they'd better not. There are laws in place (now) as to how collections can proceed - and calls can only be during regular hours (say, 8 am to 8 pm) and can NOT be placed to family members or employers. Violating these (and various other stipulations) will actually cancel the debt, so collections agencies are now being careful to be polite and respectful - or they get nothing. (We've actually gotten some debts negated this way - if they keep calling and harassing, then they have broken the fair debt collections act and the debt is no more.)

So, send him to collections - they will treat him with more respect than he deserves.

[Food Lady]

Actually, if he's in the U.S., they'd better not. There are laws in place (now) as to how collections can proceed - and calls can only be during regular hours (say, 8 am to 8 pm) and can NOT be placed to family members or employers. Violating these (and various other stipulations) will actually cancel the debt, so collections agencies are now being careful to be polite and respectful - or they get nothing. (We've actually gotten some debts negated this way - if they keep calling and harassing, then they have broken the fair debt collections act and the debt is no more.) So, send him to collections - they will treat him with more respect than he deserves.

They can call employers and family, until told to stop.

[BeenThereDoneThat]

Actually, if he's in the U.S., they'd better not. There are laws in place (now) as to how collections can proceed - and calls can only be during regular hours (say, 8 am to 8 pm) and can NOT be placed to family members or employers. Violating these (and various other stipulations) will actually cancel the debt, so collections agencies are now being careful to be polite and respectful - or they get nothing. (We've actually gotten some debts negated this way - if they keep calling and harassing, then they have broken the fair debt collections act and the debt is no more.)

Hmm, maybe that explains why we rarely get phone calls meant for my stepdaughter these days...she doesn't live here anymore and I don't know if they still try to call her or not.

[manybellsdown]

My dad sometimes get collections mail for me, at an address I've never lived at. (My ex ruined my credit score by putting a lot of stuff in my name). I tried to get his address taken off my credit report, but had no success. Oh well, mail is not very harassing.

[taxguykarl]

They can call employers and family, until told to stop.

Technically, they can only call them to find the debtor--they can't say what the calls pertain to. See Debtorboards for more info on these matters.