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one of my friends told me about the computer hell he had when he ordered a computer online from a well known company.
He always mailed his payment on the 15th and it was due on the 20th. They'd receive the check well within time, but then they wouldn't process it for a couple of days... thus they'd mark his account as "Late" and add on late fees.
Yep. They'd hold on to his check before processing it and then punish him for it. He's had to talk to their legal department twice.
Then he pointed out that he was actually *ahead* on his payments by an entire month, so technically NONE of his payments were late.
I think he finally worked it out with them.... but yeah, nothing like being harassed over computer payments when you're actually paying them responsibly.
He always mailed his payment on the 15th and it was due on the 20th. They'd receive the check well within time, but then they wouldn't process it for a couple of days... thus they'd mark his account as "Late" and add on late fees.
Yep. They'd hold on to his check before processing it and then punish him for it. He's had to talk to their legal department twice.
Then he pointed out that he was actually *ahead* on his payments by an entire month, so technically NONE of his payments were late.
I think he finally worked it out with them.... but yeah, nothing like being harassed over computer payments when you're actually paying them responsibly.
Two months without a payment, and the loan company was on the phone repeatedly (Don't worry I was nice. It was amusing at the time.). I had to talk to five different people, and have them check the next due date on my records before they decided I wasn't actually skipping out on my loans. Funny how they never complained when I was paying more than was needed for four years. 
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