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  • SC at the bank

    I was in line at the bank yesterday to take care of a few things for work. It's a long weekend here in Ontario, so the bank was busy. I was on the clock so I wasn't in any hurry. I was drinking complimentary coffee and chatting with others in line. It was a nice break from SCs.

    Then the guy at the teller in front of me harshed my mellow.

    He was trying to get in to see a personal banking officer to get a car loan. I wasn't trying to listen in, but this guy was LOUD. He didn't have an appointment, and he refused to make one for early next week, and he refused to wait 15 minutes for someone to return from lunch.

    The poor teller was trying to explain to him that you can't just waltz into a bank and expect that someone will be available that very second to give him a loan. There's tons of paperwork involved, and you need to set an appointment. He was lucky there was a cancellation or he wouldn't even have the option of waiting the mere 15 minutes to see someone.

    The guy becomes irate and starts yelling about how he needs this car NOW, and it's incredibly inconvenient to wait, and it's ridiculous, rabble rabble rabble.

    Who organizes their life like this? This was a well-dressed man in his mid-50's. Surely he's been around long enough to understand that things just don't work like that. You set up the financing, THEN you get the car. Unless you have cash at the ready, you can't buy a car like you would a carton of milk.

    Finally the SC stalked off to wait in the seating area. I had the same teller, and he seemed unperturbed. He just rolled his eyes and chuckled when I commented on it.

    If you have to ask, it's probably better posted at www.fratching.com

  • #2
    Quoth Boozy View Post
    Then the guy at the teller in front of me harshed my mellow.
    All I could think of is ...

    "While you were standing in line 'Weezing the jo-oose" (coffee)"

    Sorry, it's early and my sense of humour maybe slightly twisted!

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    • #3
      Well...if he's in such a bloody hurry, there are options.

      Usually the car dealers are more than happy to give you some sort of financing. Not necessarily good but hey, it's immediate.

      Or y'know, apply for car loans via the internet. It's not rocket science and both of the credit unions I use have this option. If his credit's so good that he should be given everything instantly, then I'm sure he will be automatically approved and can print out the approval letter for the dealership.

      Sadly, from working at a credit union for years, I can say this attitude is VERY common. And oh boy, are they not happy if they have to wait for an actual loan officer to look over the loan.

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      • #4
        Also, that guy fails to grasp the fact that banks tend to play by their rules. They have money that he needs, so he can pretty much wait for it.

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        • #5
          Quoth JenCdn View Post
          "While you were standing in line 'Weezing the jo-oose" (coffee)"
          hell i think the bank SC could use some of that "weezing the jo-oose" before he pops an artery. and i'm not talking coffee... i'm talking Pauly Shore! the eternal spokesman for "don't take things so seriously"

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